Terms & Conditions

Applies to: All users purchasing or accessing e-Learning content from https://www.pearl-learning.com

1. Scope of Service

• This website provides digital educational content and e-Learning materials sold directly to consumers.
• All services are delivered digitally only and are non-physical in nature.
• Content is accessible through secure download links, direct email delivery, or a web-based interface.
• Orders are fulfilled immediately upon successful payment confirmation.

2. Payment Terms

• By placing an order, you agree to pay the full listed price using an accepted payment method: JCB, American Express (AMEX), Mastercard, or Visa.
• All transactions must be completed using credit or debit cards only.
• We accept payments in Japanese Yen (JPY), Hong Kong Dollar (HKD), and United States Dollar (USD).
• We do not currently support cryptocurrency, bank transfers, prepaid cards, or e-wallets.

3. Pricing and Taxes

• Prices displayed on our website are inclusive of all applicable taxes unless otherwise stated.
• Customers are responsible for any local taxes, duties, or currency conversion fees charged by their payment provider.

4. License to Use

• Upon purchase, you are granted a non-transferable, non-exclusive, single-user license to use the e-Learning materials for personal, educational, or professional development purposes only.
• You may not share, resell, redistribute, or sublicense the materials.
• Uploading content to public or private servers or file-sharing platforms is strictly prohibited.
• You may not claim the materials as your own or use them for commercial purposes.

5. User Obligations

• You agree to provide accurate and up-to-date billing and contact information.
• You must use the content in compliance with these Terms and applicable laws.
• Fraud, spamming, unauthorized access, or misuse of the platform is strictly prohibited.
• We reserve the right to suspend or terminate access for any violation of these terms.

6. Disclaimer of Warranties

• All e-Learning content is provided “as is,” without warranties of any kind, express or implied.
• We make no guarantees of personal or professional success from using our materials.
• All information is for educational purposes only and does not constitute financial, legal, medical, or other professional advice.

7. Limitation of Liability

• To the maximum extent permitted by law, Vent Market Limited shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or business interruption.
• Our total liability for any claim shall not exceed the amount paid by you for the specific e-Learning purchased.

8. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of Hong Kong.
All disputes shall be subject to the exclusive jurisdiction of the courts in Hong Kong.
Purchases made through our website will appear on your credit card statement as Pearl Learning (Vent Market Limited).

9. Changes to Policy

We reserve the right to update or revise these Terms & Conditions at any time. Any changes will take effect upon being posted on this page. Continued use of the website after such updates constitutes acceptance of the revised terms.

10. Contact Us

If you have any questions or require support, please contact us:

• Email: support@pearl-learning.com
• Website: https://www.pearl-learning.com
• Business Hours: Monday–Friday, 9:00 AM – 6:00 PM (GMT+8)
• Registered Address: UNIT 308, 3/F., CHEVALIER HOUSE, 45–51 CHATHAM ROAD SOUTH, TSIM SHA TSUI, HONG KONG